MoneyTips - KXLT - Fox 47 Rochester MN News, Weather, Sports #rochmn

  • MoneyTipsMore>>

  • Why the 2018 tax deadline was moved to April 17

    Why the 2018 tax deadline was moved to April 17

    For three years in a row, Americans are going to get a little extra time to file their taxes, thanks to a holiday that may be completely unknown to you

    More >>

    For three years in a row, Americans are going to get a little extra time to file their taxes, thanks to a holiday that may be completely unknown to you

    More >>
  • The number one reason Monero is a cryptocurrency investment winner

    The number one reason Monero is a cryptocurrency investment winner

    If cryptocurrency history is written by the winners, then this is the year for Monero (XMR), the anonymous crypto coin, to add its name to the ledger

    More >>

    If cryptocurrency history is written by the winners, then this is the year for Monero (XMR), the anonymous crypto coin, to add its name to the ledger

    More >>
  • 9 crucial tax deductions

    9 crucial tax deductions

    Like most Americans, you probably want to get through your taxes as quickly as possible.

    More >>

    Like most Americans, you probably want to get through your taxes as quickly as possible.

    More >>
  • Insuring jewelry 101

    Insuring jewelry 101

    For Valentine's Day, we hope you bought a thoughtful gift for your significant other. It's the thought that counts, of course, but let us give you a tip or two

    More >>

    For Valentine's Day, we hope you bought a thoughtful gift for your significant other. It's the thought that counts, of course, but let us give you a tip or two

    More >>
  • No W-2 tax form? What to do

    No W-2 tax form? What to do

    These days, you probably want to file your taxes as early as possible to prevent identity thieves from filing a false return in your name — but that requires you to have the necessary forms in hand, including W-2 forms.

    More >>

    These days, you probably want to file your taxes as early as possible to prevent identity thieves from filing a false return in your name — but that requires you to have the necessary forms in hand, including W-2 forms.

    More >>
  • Tax breaks rise from the dead

    Tax breaks rise from the dead

    If you haven't filed your taxes yet, consider the following changes courtesy of the budget bill

    More >>

    If you haven't filed your taxes yet, consider the following changes courtesy of the budget bill

    More >>
  • Is your W-2 tax form less than your salary?

    Is your W-2 tax form less than your salary?

    The W-2 is the base document that defines your tax obligations, so it is important that you review and understand yours.

    More >>

    The W-2 is the base document that defines your tax obligations, so it is important that you review and understand yours.

    More >>
  • 5 mistakes to avoid when filing taxes early

    5 mistakes to avoid when filing taxes early

    Early Birds Should Be Careful Have you been waiting patiently to file your taxes? If so, you're in luck. 

    More >>

    Early Birds Should Be Careful Have you been waiting patiently to file your taxes? If so, you're in luck. 

    More >>
  • Cryptocurrencies beyond Bitcoin

    Cryptocurrencies beyond Bitcoin

    Ever hear of Dogecoin? What about Litecoin or SmartCash? Perhaps not, but they have been worth at least $1 billion, along with all the other cryptocurrencies in this article

    More >>

    Ever hear of Dogecoin? What about Litecoin or SmartCash? Perhaps not, but they have been worth at least $1 billion, along with all the other cryptocurrencies in this article

    More >>
  • Credit for the elderly or disabled

    Credit for the elderly or disabled

    If you are over age 65 or are retired due to a disability, you may be eligible for a separate tax credit designed to help the nation's seniors and disabled

    More >>

    If you are over age 65 or are retired due to a disability, you may be eligible for a separate tax credit designed to help the nation's seniors and disabled

    More >>
  • Is America Charging Too Much On Its Credit Card?

    Is America Charging Too Much On Its Credit Card?

    Excessive Borrowing – Bad for Countries As Well As People? If you continue to run a balance on your credit card every month, eventually your overspending will catch up with you. Collective interest charges will...More >>
    Excessive Borrowing – Bad for Countries As Well As People? If you continue to run a balance on your credit card every month, eventually your overspending will catch up with you. Collective interest charges will send you into...More >>
  • 9 Tax Breaks For The Young

    9 Tax Breaks For The Young

    Congratulations! You've got your first major job. Unfortunately, you've also got new tax obligations. Welcome to the workforce. You probably want to deal with your taxes as quickly as possible. Most people...More >>
    Congratulations! You've got your first major job. Unfortunately, you've also got new tax obligations. Welcome to the workforce. You probably want to deal with your taxes as quickly as possible. Most people do,...More >>
  • 9 ways to maximize your tax refund

    9 ways to maximize your tax refund

    Do the words "tax return" send shivers down your spine because you always end up with a gigantic headache and little or no tax refund at the end? Maybe the problem is in preparation and planning – or lack of it. 

    More >>

    Do the words "tax return" send shivers down your spine because you always end up with a gigantic headache and little or no tax refund at the end? Maybe the problem is in preparation and planning – or lack of it. 

    More >>
  • Free Items Could Cost You A Fortune

    Free Items Could Cost You A Fortune

    You've been presented with a free trial offer for a product or service that you find interesting. Why wouldn't you take advantage of it? The Federal Trade Commission (FTC) warns you to proceed with caution,...More >>
    You've been presented with a free trial offer for a product or service that you find interesting. Why wouldn't you take advantage of it? The Federal Trade Commission (FTC) warns you to proceed with caution, because...More >>
  • What We Spend On Valentine's Day (Infographic)

    What We Spend On Valentine's Day (Infographic)

    This Valentine's Day, besides sappy songs, Americans will hear a lot of "Marry me?" and "Ka-ching!" Amidst a staggering nine million marriage proposals, Americans are estimated to spend $20 billion on...More >>
    This Valentine's Day, besides sappy songs, Americans will hear a lot of "Marry me?" and "Ka-ching!" Amidst a staggering nine million marriage proposals, Americans are estimated to spend $20 billion on Valentine's...More >>
  • Not Every 1099 Raises Your Tax Bill

    Not Every 1099 Raises Your Tax Bill

    If you're a traditional employee, every year you receive a W-2 form from your employer that records your earnings for the year and the amount of taxes withheld from those earnings. IRS 1099 forms are...More >>
    If you're a traditional employee, every year you receive a W-2 form from your employer that records your earnings for the year and the amount of taxes withheld from those earnings. IRS 1099 forms are complements to the...More >>
  • 18 Top Tax Deductions For 2018

    18 Top Tax Deductions For 2018

    Congratulations! You made it through another year. What better way to start 2018 than with 18 great money-saving tax deductions? Use them to save money on your 2017 taxes while you still can, because this is the...More >>
    Congratulations! You made it through another year. What better way to start 2018 than with 18 great money-saving tax deductions? Use them to save money on your 2017 taxes while you still can, because this is the last year...More >>
  • Most Americans Haven't Decided How Much Money They'll Need To Retire

    Most Americans Haven't Decided How Much Money They'll Need To Retire

    How much money will you need to retire? Financial advisors have frequently recommended a $1 million nest egg for a comfortable retirement, but there's no one-size-fits-all magic number. Have you ever figured...More >>
    How much money will you need to retire? Financial advisors have frequently recommended a $1 million nest egg for a comfortable retirement, but there's no one-size-fits-all magic number. Have you ever figured out how much...More >>
  • Itemize or take the standard deduction on your federal income tax?

    Itemize or take the standard deduction on your federal income tax?

    Should you itemize deductions or take the standard deduction for tax year 2017?

    More >>

    Should you itemize deductions or take the standard deduction for tax year 2017?

    More >>
  • How much do you need to retire?

    How much do you need to retire?

    I find when meeting with individuals for the first time that they typically have no idea how much they will need to be able to retire.

    More >>

    I find when meeting with individuals for the first time that they typically have no idea how much they will need to be able to retire.

    More >>
  • 5 Easy Steps To Calculate How Much Your Loved Ones Will Need After You're Gone

    5 Easy Steps To Calculate How Much Your Loved Ones Will Need After You're Gone

    Many of you have put our online Life Insurance Quote Comparison Tool to the test and found that you can easily get life insurance quotes and find the best coverage available. When you are considering how much life...More >>
    Many of you have put our online Life Insurance Quote Comparison Tool to the test and found that you can easily get life insurance quotes and find the best coverage available. When you are considering how much life insurance...More >>
  • 15 easy steps to prevent identity theft

    15 easy steps to prevent identity theft

    Thanks to large-scale hacks such as the Equifax and Yahoo breaches, identity thieves have no shortage of information to use in their criminal pursuits. Is your information among them?

    More >>

    Thanks to large-scale hacks such as the Equifax and Yahoo breaches, identity thieves have no shortage of information to use in their criminal pursuits. Is your information among them?

    More >>
  • Millennial retirement perceptions

    Millennial retirement perceptions

    How will millennials do in retirement? Very well...or so they think.

    More >>

    How will millennials do in retirement? Very well...or so they think.

    More >>
  • Top tax benefits of home ownership

    Top tax benefits of home ownership

    Your home is your castle, and it is also a source of tax deductions. Yet, every year, Americans let these potential tax deductions pass by, not realizing how to take advantage of them.

    More >>

    Your home is your castle, and it is also a source of tax deductions. Yet, every year, Americans let these potential tax deductions pass by, not realizing how to take advantage of them.

    More >>
  • What are Exemptions, Deductions and Credits?

    What are Exemptions, Deductions and Credits?

    It is easy to lump exemptions, deductions, and credits into the same basket of tax-saving mechanisms, but they are distinctly different. Here are the simplified differences: What They Reduce – Deductions and...More >>
    It is easy to lump exemptions, deductions, and credits into the same basket of tax-saving mechanisms, but they are distinctly different. Here are the simplified differences: What They Reduce – Deductions and exemptions both...More >>
  • Is an LLC right for you?

    Is an LLC right for you?

    What sort of structure makes the most sense for your small business - a corporate structure or a sole proprietorship? If neither structure fits you well, perhaps the best choice for you is a Limited Liability Company

    More >>

    What sort of structure makes the most sense for your small business - a corporate structure or a sole proprietorship? If neither structure fits you well, perhaps the best choice for you is a Limited Liability Company

    More >>
  • Half Of Us Are Stressed Or Concerned Thinking About Retirement

    Half Of Us Are Stressed Or Concerned Thinking About Retirement

    No matter if you're starting your career or approaching its end, you should be thinking about retirement. How am I getting ready? How much should I save? How should I invest? Am I being too aggressive, or too...More >>
    No matter if you're starting your career or approaching its end, you should be thinking about retirement. How am I getting ready? How much should I save? How should I invest? Am I being too aggressive, or too passive? ...More >>
  • Identity Hygiene 101

    Identity Hygiene 101

    Given all the data breaches and hacks these days, it's best to assume that your personal data has already been exposed and is in the hands of criminals – either preparing to sell your data to other criminals or...More >>
    Given all the data breaches and hacks these days, it's best to assume that your personal data has already been exposed and is in the hands of criminals – either preparing to sell your data to other criminals or planning...More >>
  • Less Than Half Of Us Believe We Will Ever Stop Working In Retirement

    Less Than Half Of Us Believe We Will Ever Stop Working In Retirement

    In today's gig economy, very few workers enjoy pensions or defined-benefit plans. When it comes to saving for retirement, many Americans are forced to fend for themselves. Enjoying our ever-lengthening...More >>
    In today's gig economy, very few workers enjoy pensions or defined-benefit plans. When it comes to saving for retirement, many Americans are forced to fend for themselves. Enjoying our ever-lengthening lifespans means...More >>
  • Top 9 Tax Benefits Of Parenthood

    Top 9 Tax Benefits Of Parenthood

    Congratulations! You have just been handed your first little bundle of joy in the hospital and have embarked on the long journey of parenthood. It is a trip full of joyful experiences that make the corresponding...More >>
    Congratulations! You have just been handed your first little bundle of joy in the hospital and have embarked on the long journey of parenthood. It is a trip full of joyful experiences that make the corresponding aggravations...More >>
  • 40% Of Student Loans Could Default Over 20 Years

    40% Of Student Loans Could Default Over 20 Years

    America's student loan debt may be approaching a critical point with respect to repayment. According to Student Loan Hero, the total student loan debt has reached $1.48 trillion spread across 44.2 million...More >>
    America's student loan debt may be approaching a critical point with respect to repayment. According to Student Loan Hero, the total student loan debt has reached $1.48 trillion spread across 44.2 million Americans, and...More >>
  • Nearly 1 in 4 Americans Has Done No Retirement Preparation

    Nearly 1 in 4 Americans Has Done No Retirement Preparation

    It used to be that many American career paths included pensions. Employees would put in their time in the office or factory, and employers would take care of them when they got too old to work. Today, jobs with...More >>
    It used to be that many American career paths included pensions. Employees would put in their time in the office or factory, and employers would take care of them when they got too old to work. Today, jobs with...More >>
  • Nearly 1 in 3 Americans Not Spending Less In Retirement

    Nearly 1 in 3 Americans Not Spending Less In Retirement

    When calculating how much money we need to retire, Americans tend to assume we will spend less in our golden years than when we are working. It's true that commuting costs should shrink, but having more leisure...More >>
    When calculating how much money we need to retire, Americans tend to assume we will spend less in our golden years than when we are working. It's true that commuting costs should shrink, but having more leisure time...More >>
  • Getting the jump on April 17

    Getting the jump on April 17

    Is it tax time already? You may not want to admit it, but tax time starts well before the filing deadline.

    More >>

    Is it tax time already? You may not want to admit it, but tax time starts well before the filing deadline.

    More >>
  • 2018 housing market predictions

    2018 housing market predictions

    Are you preparing to enter the housing market in 2018? Whether you're a buyer or a seller, 2018 is likely to be a year of both challenges and opportunities

    More >>

    Are you preparing to enter the housing market in 2018? Whether you're a buyer or a seller, 2018 is likely to be a year of both challenges and opportunities

    More >>
  • 7 Changes To Social Security For 2018

    7 Changes To Social Security For 2018

    Social Security is a critical component of the retirement plans of many Americans, making it critical to keep up with annual changes in the program. None of the changes for 2018 are as substantial as the recent tax...More >>
    Social Security is a critical component of the retirement plans of many Americans, making it critical to keep up with annual changes in the program. None of the changes for 2018 are as substantial as the recent tax code...More >>
  • How Much Do You Need To Retire? Part 2

    How Much Do You Need To Retire? Part 2

    As can be seen from yesterday's example, an individual desiring $4,000 of monthly net income in retirement can need in excess of a $1,000,000 retirement portfolio to supplement his or her Social Security and...More >>
    As can be seen from yesterday's example, an individual desiring $4,000 of monthly net income in retirement can need in excess of a $1,000,000 retirement portfolio to supplement his or her Social Security and pension...More >>
  • Automatic 401(k) Savers Incur More Debt

    Automatic 401(k) Savers Incur More Debt

    More Savings, More Debt Do you participate in a 401(k) plan at work? If so, were you automatically signed-up by your employer? A new study suggests that if you were auto-enrolled in the plan, you may be...More >>
    More Savings, More Debt Do you participate in a 401(k) plan at work? If so, were you automatically signed-up by your employer? A new study suggests that if you were auto-enrolled in the plan, you may be accumulating more...More >>
  • New Study Reveals Best Retirement Strategy

    New Study Reveals Best Retirement Strategy

    A Million Ways to Retire, 292 Ways to Plan for It America's strategies for retirement run the gamut, from meticulously planned to none at all. Hopefully, your plan is more detailed than lottery tickets and...More >>
    A Million Ways to Retire, 292 Ways to Plan for It America's strategies for retirement run the gamut, from meticulously planned to none at all. Hopefully, your plan is more detailed than lottery tickets and blind luck –...More >>
  • 8 Reasons You May Actually Be Unprepared For Retirement

    8 Reasons You May Actually Be Unprepared For Retirement

    Are you really as prepared for retirement as you think you are? The recent National Retirement Risk Index (NRRI) suggests that 52% of Americans are at risk of not being able to maintain their current standard of...More >>
    Are you really as prepared for retirement as you think you are? The recent National Retirement Risk Index (NRRI) suggests that 52% of Americans are at risk of not being able to maintain their current standard of living when...More >>
  • Best And Worst States For Retirement

    Best And Worst States For Retirement

    Do you plan to "retire in place" and stay in your current area, or are you interested in retiring in a different state? In either case, you may want to consult a recent study by WalletHub if retirement is imminent....More >>
    Do you plan to "retire in place" and stay in your current area, or are you interested in retiring in a different state? In either case, you may want to consult a recent study by WalletHub if retirement is imminent. The...More >>
  • How new tax law affects homeowners

    How new tax law affects homeowners

    The changing landscape of deductions

    More >>

    The changing landscape of deductions

    More >>
  • What Happens If I Don't Pay Back My Debt?

    What Happens If I Don't Pay Back My Debt?

    Do you ever feel like you are drowning in debt? Have you ever considered simply not paying your debts? What's the worst that can happen if you refused to pay them back? Unless you owe that debt to the...More >>
    Do you ever feel like you are drowning in debt? Have you ever considered simply not paying your debts? What's the worst that can happen if you refused to pay them back? Unless you owe that debt to the "unregulated" end...More >>
  • Only 9% of investors understand risk

    Only 9% of investors understand risk

    If you don't fully understand risk, you may be looking at the wrong criteria to make the best financial decisions

    More >>

    If you don't fully understand risk, you may be looking at the wrong criteria to make the best financial decisions

    More >>
  • Get Money Back From Western Union Scams

    Get Money Back From Western Union Scams

    Western Union has served as a reliable method for rapidly sending money over long distances since the late 1800s. Once known for telegraphs, it currently offers services to more than 200 countries across the globe....More >>
    Western Union has served as a reliable method for rapidly sending money over long distances since the late 1800s. Once known for telegraphs, it currently offers services to more than 200 countries across the globe....More >>
  • Preparing for your annual tax meeting

    Preparing for your annual tax meeting

    With the passage of the Tax Cuts and Jobs Ac, it makes it even more important for you to prepare for your allotted tax preparation time

    More >>

    With the passage of the Tax Cuts and Jobs Ac, it makes it even more important for you to prepare for your allotted tax preparation time

    More >>
  • Super Bowl Numbers

    Super Bowl Numbers

    Super Bowl LII (52 to you non-Romans) will take place at U.S. Bank Stadium in Minneapolis on Sunday, February 4. We could have had the Jacksonville Jaguars in their first Super Bowl appearance facing the Minnesota...More >>
    Super Bowl LII (52 to you non-Romans) will take place at U.S. Bank Stadium in Minneapolis on Sunday, February 4. We could have had the Jacksonville Jaguars in their first Super Bowl appearance facing the Minnesota Vikings as...More >>
  • How New Tax Law Changes 529 Plans

    How New Tax Law Changes 529 Plans

    The 2017 Tax Cuts and Jobs Act will bring significant changes to individual taxpayers, but states will also be affected by some of the law's provisions. The limitation on deductions for state and local taxes...More >>
    The 2017 Tax Cuts and Jobs Act will bring significant changes to individual taxpayers, but states will also be affected by some of the law's provisions. The limitation on deductions for state and local taxes has grabbed...More >>
  • Less Than Half Of Us Believe Our Money Will Last Through Retirement

    Less Than Half Of Us Believe Our Money Will Last Through Retirement

    Due to our ever-increasing lifespans, many Americans will live decades after retiring. With pensions growing rarer, and people not saving enough for retirement, many worry that they will run out of savings before...More >>
    Due to our ever-increasing lifespans, many Americans will live decades after retiring. With pensions growing rarer, and people not saving enough for retirement, many worry that they will run out of savings before their time...More >>
  • Do You Qualify For An Earned Income Tax Credit?

    Do You Qualify For An Earned Income Tax Credit?

    The Earned Income Tax Credit (EITC) is a program designed to provide tax relief for American workers with low-paying jobs. Could you qualify for this tax credit? If you have a relatively low income, take some time...More >>
    The Earned Income Tax Credit (EITC) is a program designed to provide tax relief for American workers with low-paying jobs. Could you qualify for this tax credit? If you have a relatively low income, take some time to find...More >>
  • 7 Popular Tax Credits

    7 Popular Tax Credits

    Are you looking to save money on your taxes? To maximize your tax savings, check your eligibility for tax credits. Tax credits directly reduce your tax bill, while deductions reduce your taxable income and...More >>
    Are you looking to save money on your taxes? To maximize your tax savings, check your eligibility for tax credits. Tax credits directly reduce your tax bill, while deductions reduce your taxable income and therefore save...More >>
  • New 2018 Tax Laws

    New 2018 Tax Laws

    Did you hear that there are tax changes for 2018? Unless you've been in a coma or vacationing in North Korea over the last several months, you probably know that recent sweeping changes were made to the tax...More >>
    Did you hear that there are tax changes for 2018? Unless you've been in a coma or vacationing in North Korea over the last several months, you probably know that recent sweeping changes were made to the tax laws....More >>
  • Top 15 Tax Deductions For The Self-Employed

    Top 15 Tax Deductions For The Self-Employed

    As a self-employed person, you probably have been watching the development of the Tax Cuts and Jobs Act with some trepidation. The tax code is not often kind to the self-employed, nor are most of the changes to the...More >>
    As a self-employed person, you probably have been watching the development of the Tax Cuts and Jobs Act with some trepidation. The tax code is not often kind to the self-employed, nor are most of the changes to the code. ...More >>
  • Tax Law Could Hurt Jumbo Mortgages

    Tax Law Could Hurt Jumbo Mortgages

    In the wake of the housing crisis, it became significantly harder to get a jumbo mortgage due to the risk factors involved. Jumbo mortgages have been making a comeback since then, but they now face a different...More >>
    In the wake of the housing crisis, it became significantly harder to get a jumbo mortgage due to the risk factors involved. Jumbo mortgages have been making a comeback since then, but they now face a different style of...More >>
  • Instant approval credit cards

    Instant approval credit cards

    Instant approval credit cards bring another level of convenience to the credit application process

    More >>

    Instant approval credit cards bring another level of convenience to the credit application process

    More >>
  • Only 1 in 6 Believe Trump's Policies Will Help Their Retirement

    Only 1 in 6 Believe Trump's Policies Will Help Their Retirement

    Under President Trump, the stock market has climbed to record highs, swelling retirement accounts, while unemployment has dropped, helping to increase workers' IRAs, 401(k)s and pensions. Despite all the...More >>
    Under President Trump, the stock market has climbed to record highs, swelling retirement accounts, while unemployment has dropped, helping to increase workers' IRAs, 401(k)s and pensions. Despite all the financial...More >>
  • Top ten ways to use unwanted gift cards

    Top ten ways to use unwanted gift cards

    What can you do with a gift card that you will never use? We have a few suggestions for your consideration.

    More >>

    What can you do with a gift card that you will never use? We have a few suggestions for your consideration.

    More >>
  • Avoid the $300,000 retirement mistake

    Avoid the $300,000 retirement mistake

    Calculate the best time to take Social Security

    More >>

    Calculate the best time to take Social Security

    More >>
  • Lowering Your Winter Heating Costs - Small ways to save big on your heating bill

    Lowering Your Winter Heating Costs - Small ways to save big on your heating bill

    Is this unusually cold winter putting a hurt on your heating bill? The bomb cyclone could be blowing a hole in your heating budget, for the colder it gets, the more costly it is to heat your home. The good news is...More >>
    Is this unusually cold winter putting a hurt on your heating bill? The bomb cyclone could be blowing a hole in your heating budget, for the colder it gets, the more costly it is to heat your home. The good news is that you...More >>
  • How to Plan for Medicare Costs in Retirement

    How to Plan for Medicare Costs in Retirement

    Nearly 4 million people turn 65 every year here in America and many of them are looking forward to retiring soon. There's a lot of financial planning that goes into retirement, such as when to apply for Social...More >>
    Nearly 4 million people turn 65 every year here in America and many of them are looking forward to retiring soon. There's a lot of financial planning that goes into retirement, such as when to apply for Social Security...More >>
  • Medicare Advantage Disenrollment Period Is Now

    Medicare Advantage Disenrollment Period Is Now

    Every year, thousands of Medicare beneficiaries enroll in Medicare Advantage plans during the fall Annual Election Period. With low premiums and ancillary "extras" built in, these plans on paper appeal to many...More >>
    Every year, thousands of Medicare beneficiaries enroll in Medicare Advantage plans during the fall Annual Election Period. With low premiums and ancillary "extras" built in, these plans on paper appeal to many individuals....More >>
  • Where are people buying homes?

    Where are people buying homes?

    Have you ever heard of the Pre-Mover Housing Index? Read more to discover what is and how it calculates where people are buying homes.

    More >>

    Have you ever heard of the Pre-Mover Housing Index? Read more to discover what is and how it calculates where people are buying homes.

    More >>
  • How To Get A Better Credit Card: Ask

    How To Get A Better Credit Card: Ask

    What do you do when your credit card just doesn't meet your needs anymore? Perhaps you have an airline or hotel rewards program that isn't relevant anymore, you are paying annual fees that aren't worth...More >>
    What do you do when your credit card just doesn't meet your needs anymore? Perhaps you have an airline or hotel rewards program that isn't relevant anymore, you are paying annual fees that aren't worth the...More >>
  • 7 December Moves To Save On 2017 Taxes

    7 December Moves To Save On 2017 Taxes

    The holiday season is full of plans and activities that make December incredibly hectic. Late federal tax legislation is making it even more so. If you are the average American, tax considerations and financial...More >>
    The holiday season is full of plans and activities that make December incredibly hectic. Late federal tax legislation is making it even more so. If you are the average American, tax considerations and financial adjustments...More >>
  • Homebuyers lack mortgage knowledge

    Homebuyers lack mortgage knowledge

    For the unprepared, the mortgage process can be a whirlwind of unfamiliar terms and procedures followed by stacks of confusing paperwork.

    More >>

    For the unprepared, the mortgage process can be a whirlwind of unfamiliar terms and procedures followed by stacks of confusing paperwork.

    More >>
  • 5 Tips For Dealing With Holiday Debt

    5 Tips For Dealing With Holiday Debt

    Santa was not so kind to your friends and relatives this year, so you felt the need to fill the gap. You overspent on holiday gifts, and now you are stuck with a significant amount of holiday debt. Gratitude from...More >>
    Santa was not so kind to your friends and relatives this year, so you felt the need to fill the gap. You overspent on holiday gifts, and now you are stuck with a significant amount of holiday debt. Gratitude from gift...More >>
  • If Social Security Is A Ponzi Scheme, Where Is The Money?

    If Social Security Is A Ponzi Scheme, Where Is The Money?

    In the discussion of Social Security, little is more unproductive and contentious than the assertion that Social Security is a Ponzi scheme. It marks the point where the discussion stops and the fight begins. Is...More >>
    In the discussion of Social Security, little is more unproductive and contentious than the assertion that Social Security is a Ponzi scheme. It marks the point where the discussion stops and the fight begins. Is Social...More >>
  • 12 Counties Make Up 1/3 Of All Flood Insurance Claims

    12 Counties Make Up 1/3 Of All Flood Insurance Claims

    Every year, floods cause significant property damage throughout America. Years ago, private insurers had difficulty providing economically viable flood insurance, so the government stepped in to subsidize the...More >>
    Every year, floods cause significant property damage throughout America. Years ago, private insurers had difficulty providing economically viable flood insurance, so the government stepped in to subsidize the process. The...More >>
  • Looking Back and Moving Forward

    Looking Back and Moving Forward

    Coming into a new year seems to compel us to look back and to look forward. How was your 2017? What do you expect from your 2018? While we can't change the things that are now in our rear view, we do get to...More >>
    Coming into a new year seems to compel us to look back and to look forward. How was your 2017? What do you expect from your 2018? While we can't change the things that are now in our rear view, we do get to envision and...More >>
  • Don't Be Buried With Your Bitcoins

    Don't Be Buried With Your Bitcoins

    What happens to your digital assets when you die? There's no single answer to that question. Digital assets cover a wide range of items, from Facebook and LinkedIn accounts to online bank accounts – and...More >>
    What happens to your digital assets when you die? There's no single answer to that question. Digital assets cover a wide range of items, from Facebook and LinkedIn accounts to online bank accounts – and cryptocurrencies...More >>
  • 5 Smart Ways To Use Banks

    5 Smart Ways To Use Banks

    You may manage your money well, but do you also manage the bank that holds it for you? If not, you may be missing out on useful services and products, or paying more than necessary to receive them. Consider these...More >>
    You may manage your money well, but do you also manage the bank that holds it for you? If not, you may be missing out on useful services and products, or paying more than necessary to receive them. Consider these tips that...More >>
  • Cash Flow 101

    Cash Flow 101

    Cash flow sounds like a relatively simple concept, and in some ways it is, but poor cash flow management can take down a small business. Cash flow is equally critical for households. If you miss a paycheck when...More >>
    Cash flow sounds like a relatively simple concept, and in some ways it is, but poor cash flow management can take down a small business. Cash flow is equally critical for households. If you miss a paycheck when bills come...More >>
  • Retirees: How To Avoid Costly Mistakes Now

    Retirees: How To Avoid Costly Mistakes Now

    As a retiree, how do you plan to spend your Christmas? You may be visiting or hosting family for the holiday, preparing for a special vacation, or simply relaxing and enjoying your pastimes and hobbies. Whatever...More >>
    As a retiree, how do you plan to spend your Christmas? You may be visiting or hosting family for the holiday, preparing for a special vacation, or simply relaxing and enjoying your pastimes and hobbies. Whatever you choose...More >>
  • The 5 Types Of Financial Resolutions

    The 5 Types Of Financial Resolutions

    Did you make financial resolutions last New Year's Eve? Did they fall by the wayside, along with the gym membership and your pledge to cut back on coffee? You are not alone. However, you still have time to make...More >>
    Did you make financial resolutions last New Year's Eve? Did they fall by the wayside, along with the gym membership and your pledge to cut back on coffee? You are not alone. However, you still have time to make some...More >>
  • Retirement Dreams Are Hard To Achieve

    Retirement Dreams Are Hard To Achieve

    What are your plans for retirement? Most likely, they contain indulgences that you've dreamed about and worked for all your life – but will you have the financial means to achieve them? A new Ipsos/USA Today...More >>
    What are your plans for retirement? Most likely, they contain indulgences that you've dreamed about and worked for all your life – but will you have the financial means to achieve them? A new Ipsos/USA Today survey finds...More >>
  • Should I Worry About A Lis Pendens in A Title Report?

    Should I Worry About A Lis Pendens in A Title Report?

    By Kelly Hartog Is there anyone this side of a Supreme Court Justice who hasn't signed off on a document without reading or understanding every single word and Latin phrase? When it comes to buying a house, it...More >>
    By Kelly Hartog Is there anyone this side of a Supreme Court Justice who hasn't signed off on a document without reading or understanding every single word and Latin phrase? When it comes to buying a house, it pays to...More >>
  • IRS Tips For Charitable Deductions

    IRS Tips For Charitable Deductions

    Charitable giving is one of the most popular (and fulfilling) ways to save on your taxes. Not only does it make you feel good to help others, but end-of-year charity donations can also help you save on your taxes —...More >>
    Charitable giving is one of the most popular (and fulfilling) ways to save on your taxes. Not only does it make you feel good to help others, but end-of-year charity donations can also help you save on your taxes — if you do...More >>
  • 5 Tips For Making Financial Resolutions For The New Year

    5 Tips For Making Financial Resolutions For The New Year

    What are your personal goals for 2018? How will your financial planning support you in achieving them? While you have your New Year's cap on, take this chance to make the personal financial resolutions that...More >>
    What are your personal goals for 2018? How will your financial planning support you in achieving them? While you have your New Year's cap on, take this chance to make the personal financial resolutions that will get you...More >>
  • My State Parties Harder Than Your State

    My State Parties Harder Than Your State

    Does your home state encourage or discourage partying? A simple way to assess the partying tolerance level is through "sin taxes." Granted, low sin taxes do not necessarily equate to more partying, but they...More >>
    Does your home state encourage or discourage partying? A simple way to assess the partying tolerance level is through "sin taxes." Granted, low sin taxes do not necessarily equate to more partying, but they certainly...More >>
  • Is Your State A Net Payer Or A Net Taker?

    Is Your State A Net Payer Or A Net Taker?

    How do you adjust the U.S. tax system so that everybody pays his or her fair share? That argument has been going on for as long as taxes have been collected – because it's very difficult to get everyone to...More >>
    How do you adjust the U.S. tax system so that everybody pays his or her fair share? That argument has been going on for as long as taxes have been collected – because it's very difficult to get everyone to agree on the...More >>
  • 5 Home Purchase Clauses You Need

    5 Home Purchase Clauses You Need

    Going over the fine print of a mortgage offer is about as enjoyable as a poke in the eye – or maybe both eyes. Even so, it's important to ensure that any contractual offer that you make on a home has just the...More >>
    Going over the fine print of a mortgage offer is about as enjoyable as a poke in the eye – or maybe both eyes. Even so, it's important to ensure that any contractual offer that you make on a home has just the right terms...More >>
  • Are you being overcharged on your auto loan?

    Are you being overcharged on your auto loan?

    Few things beat the thrill of driving off the auto dealership with your new car – but are you paying more for that thrill than you should be paying? 

    More >>

    Few things beat the thrill of driving off the auto dealership with your new car – but are you paying more for that thrill than you should be paying? 

    More >>
  • Increase Your Credit Limit

    Increase Your Credit Limit

    Wouldn't it be nice to have a higher credit limit on your credit cards? A higher credit limit could serve as a buffer for an emergency cash flow problem, saving you from searching for short-term loan options....More >>
    Wouldn't it be nice to have a higher credit limit on your credit cards? A higher credit limit could serve as a buffer for an emergency cash flow problem, saving you from searching for short-term loan options. Another...More >>
  • Only 4 in 10 singles are saving for retirement

    Only 4 in 10 singles are saving for retirement

    As a single American, how often does retirement cross your mind? Are you taking steps toward financial security in retirement, or are you taking a more carefree approach?

    More >>

    As a single American, how often does retirement cross your mind? Are you taking steps toward financial security in retirement, or are you taking a more carefree approach?

    More >>
  • Get Paid To Open A Bank Account

    Get Paid To Open A Bank Account

    Isn't it nice when your bank pays you instead of you paying them? Competition in the banking market has opened up opportunities for you to get paid simply for opening a checking account. Banks are often...More >>
    Isn't it nice when your bank pays you instead of you paying them? Competition in the banking market has opened up opportunities for you to get paid simply for opening a checking account. Banks are often willing to part...More >>
  • After-Hours Stock Trading 101

    After-Hours Stock Trading 101

    The opening and closing bells on the major American stock exchanges ring at 9:30 am and 4:00 pm respectively (Eastern Time). If you cannot pack enough trading thrills into that six-and-one-half hour stretch, or...More >>
    The opening and closing bells on the major American stock exchanges ring at 9:30 am and 4:00 pm respectively (Eastern Time). If you cannot pack enough trading thrills into that six-and-one-half hour stretch, or your 9-to-5...More >>
  • 7 Tips To Avoid A New Year's Credit Hangover

    7 Tips To Avoid A New Year's Credit Hangover

    The holiday season and New Year's Eve are known for excesses, and for the subsequent regrets. We cannot help you with the traditional form of holiday hangover, but we can help you avoid the "credit hangover"...More >>
    The holiday season and New Year's Eve are known for excesses, and for the subsequent regrets. We cannot help you with the traditional form of holiday hangover, but we can help you avoid the "credit hangover" caused from...More >>
  • 9 Easy Ways To Save At Christmas

    9 Easy Ways To Save At Christmas

    Does your Christmas season usually lead to the January blues due to excessive holiday spending? It doesn't have to be that way. With a combination of planning and willpower, you can enjoy a festive holiday...More >>
    Does your Christmas season usually lead to the January blues due to excessive holiday spending? It doesn't have to be that way. With a combination of planning and willpower, you can enjoy a festive holiday without...More >>
  • The Main Reason For Credit Card Debt

    The Main Reason For Credit Card Debt

    It's no surprise why many Americans struggle with credit card debt – we spend more on our credit cards than we pay off at the end of the month. What are the expenses that drive that debt? It's probably not...More >>
    It's no surprise why many Americans struggle with credit card debt – we spend more on our credit cards than we pay off at the end of the month. What are the expenses that drive that debt? It's probably not what you...More >>
  • The Best Industries That Provide Retirement Readiness For Women

    The Best Industries That Provide Retirement Readiness For Women

    It's no secret that women face greater financial challenges in retirement than their male counterparts do. Collectively, women earn lower salaries than men earn, are more likely to work part-time or have fewer...More >>
    It's no secret that women face greater financial challenges in retirement than their male counterparts do. Collectively, women earn lower salaries than men earn, are more likely to work part-time or have fewer years in...More >>
  • Student Loan Defaults On the Rise

    Student Loan Defaults On the Rise

    Costs Increase, Defaults Follow Americans owe the government approximately $1.37 trillion in student loans – and, according to recent information from the U.S. Department of Education, student loan debtors are...More >>
    Costs Increase, Defaults Follow Americans owe the government approximately $1.37 trillion in student loans – and, according to recent information from the U.S. Department of Education, student loan debtors are having an...More >>
  • Auto Loan Delinquencies Rise Among Subprime Borrowers

    Auto Loan Delinquencies Rise Among Subprime Borrowers

    Auto loan defaults have been on a steady decline, except for one segment – the subprime market of loan holders with credit scores below 620. According to the report on household debt recently released by the New...More >>
    Auto loan defaults have been on a steady decline, except for one segment – the subprime market of loan holders with credit scores below 620. According to the report on household debt recently released by the New York Federal...More >>
  • 5 Predictions From Economists For 2018

    5 Predictions From Economists For 2018

    Who would dare to make economic predictions for 2018 in the age of Trump? We can try, with the help of economists and other experts in the financial field. Here are our predictions for five major economic metrics...More >>
    Who would dare to make economic predictions for 2018 in the age of Trump? We can try, with the help of economists and other experts in the financial field. Here are our predictions for five major economic metrics in 2018. ...More >>
  • How Does Amazon Pay For Free Shipping?

    How Does Amazon Pay For Free Shipping?

    Does your family celebrate Amazon Prime Day? Over half of Amazon customers are estimated to be members of Amazon Prime, a staggering figure. Amazon Prime members gain several membership advantages, but one of the...More >>
    Does your family celebrate Amazon Prime Day? Over half of Amazon customers are estimated to be members of Amazon Prime, a staggering figure. Amazon Prime members gain several membership advantages, but one of the greatest...More >>
  • 8 Tips for Free Shipping Day

    8 Tips for Free Shipping Day

    Christmas Shipping Can Still Be Free Are you a procrastinator who hasn't started your holiday shopping yet? If not, are you still hunting for deals even after Black Friday, Small Business Saturday, Cyber Monday...More >>
    Christmas Shipping Can Still Be Free Are you a procrastinator who hasn't started your holiday shopping yet? If not, are you still hunting for deals even after Black Friday, Small Business Saturday, Cyber Monday and Green...More >>
  • 7 Tips to Budget Holiday Spending

    7 Tips to Budget Holiday Spending

    The holidays are upon us. For those of us feeling a financial pinch, this can be a time of stress and worry rather than one of happiness and caring. We hope that this article will remind you how to do more with...More >>
    The holidays are upon us. For those of us feeling a financial pinch, this can be a time of stress and worry rather than one of happiness and caring. We hope that this article will remind you how to do more with less and how...More >>
  • 5 Tips To Make Your 2018 Budget

    5 Tips To Make Your 2018 Budget

    Many people are reconsidering their budget to prevent holiday overspending over the next few months. If you are one of these people, good for you – but why stop there? This is a great time to look further ahead and...More >>
    Many people are reconsidering their budget to prevent holiday overspending over the next few months. If you are one of these people, good for you – but why stop there? This is a great time to look further ahead and tackle...More >>
  • 3 Times You Should Dispute Credit Card Charges

    3 Times You Should Dispute Credit Card Charges

    Does your credit card bill contain a billing error? Did someone use your card fraudulently to rack up unauthorized charges? Have you tried and failed to resolve a credit card dispute with a vendor, such as a...More >>
    Does your credit card bill contain a billing error? Did someone use your card fraudulently to rack up unauthorized charges? Have you tried and failed to resolve a credit card dispute with a vendor, such as a defective item...More >>
  • The Best Day To Close Your Mortgage

    The Best Day To Close Your Mortgage

    What is the best day of the month to close on your mortgage? Not everyone will have the same answer to that question, as it depends on your specific mortgage situation. Many homebuyers consider the end of the...More >>
    What is the best day of the month to close on your mortgage? Not everyone will have the same answer to that question, as it depends on your specific mortgage situation. Many homebuyers consider the end of the month to be...More >>
  • 7 Things to Do Now to Avoid New Debt This Holiday Season

    7 Things to Do Now to Avoid New Debt This Holiday Season

    By Roshni Chowdhry, senior manager of innovation & product development at SafetyNet Last year, the average American who took on new debt during the holidays came out an additional $1,003 in the red. Most of...More >>
    By Roshni Chowdhry, senior manager of innovation & product development at SafetyNet Last year, the average American who took on new debt during the holidays came out an additional $1,003 in the red. Most of those who...More >>
  • 1/3 Of Student Loan Debtors Take Out Loans For Holiday Shopping

    1/3 Of Student Loan Debtors Take Out Loans For Holiday Shopping

    Will your student loan debt put a dent in your holiday spending plans? A recent survey by Student Loan Hero suggests that while student loan debtors may try to save money during their holiday shopping runs, they...More >>
    Will your student loan debt put a dent in your holiday spending plans? A recent survey by Student Loan Hero suggests that while student loan debtors may try to save money during their holiday shopping runs, they will not let...More >>
  • 7 Tips For Selling Your Home During The Holidays

    7 Tips For Selling Your Home During The Holidays

    Are the holidays not hectic enough for you? Put aside your gift list for a moment; how about adding a home sale to your to-do list? Most people avoid selling their homes during the holidays, but you may not have...More >>
    Are the holidays not hectic enough for you? Put aside your gift list for a moment; how about adding a home sale to your to-do list? Most people avoid selling their homes during the holidays, but you may not have any choice...More >>
  • 7 Ways To Give This Holiday Season

    7 Ways To Give This Holiday Season

    Charity at holiday time means more than just putting your change into the traditional red buckets at the entrances to big-box stores. Needs at the holidays are even more pressing on families, with cold weather...More >>
    Charity at holiday time means more than just putting your change into the traditional red buckets at the entrances to big-box stores. Needs at the holidays are even more pressing on families, with cold weather approaching...More >>
  • Don't Let Your Credit Card Rewards Expire

    Don't Let Your Credit Card Rewards Expire

    2018 is approaching with speed, and Christmas will soon be over. While reviewing your personal finances might not be at the top of your to-do list right now, it's worth taking a few minutes to check your credit...More >>
    2018 is approaching with speed, and Christmas will soon be over. While reviewing your personal finances might not be at the top of your to-do list right now, it's worth taking a few minutes to check your credit cards for...More >>
  • 7 Ways To Get Free Checked Luggage When You Fly

    7 Ways To Get Free Checked Luggage When You Fly

    Airline fees are pervasive these days. Baggage fees are particularly obnoxious, because passengers are increasingly forced to check in bags thanks to the shrinking amount of carry-on space. We do not know where the...More >>
    Airline fees are pervasive these days. Baggage fees are particularly obnoxious, because passengers are increasingly forced to check in bags thanks to the shrinking amount of carry-on space. We do not know where the space is...More >>
  • 5 Tips For Holiday Parties On A Budget

    5 Tips For Holiday Parties On A Budget

    You want to throw a holiday party but simply cannot afford to spend big bucks in the process. The holidays are full of expenses already without dropping hundreds or even thousands of dollars on festivities....More >>
    You want to throw a holiday party but simply cannot afford to spend big bucks in the process. The holidays are full of expenses already without dropping hundreds or even thousands of dollars on festivities. Fortunately,...More >>
  • 7 Ways To Retire With $1 Million

    7 Ways To Retire With $1 Million

    How can you retire with $1 million in assets? It's easy… if you start with $3 million! All kidding aside, the best answer is to make a plan that achieves the savings necessary to get to $1 million. We can help...More >>
    How can you retire with $1 million in assets? It's easy… if you start with $3 million! All kidding aside, the best answer is to make a plan that achieves the savings necessary to get to $1 million. We can help you...More >>
  • 1 In 5 Americans Has No Net Worth ... Or Less

    1 In 5 Americans Has No Net Worth ... Or Less

    Billionaires and the impoverished have one thing in common – momentum. Once you achieve high levels of wealth or debt, it's very easy for either one to continue to grow. A recent report by the Institute for...More >>
    Billionaires and the impoverished have one thing in common – momentum. Once you achieve high levels of wealth or debt, it's very easy for either one to continue to grow. A recent report by the Institute for Policy...More >>
  • 7 Tips To Buying A Home During The Holidays

    7 Tips To Buying A Home During The Holidays

    Moving during the holidays can be a headache with all the seasonal activities and obligations – not to mention unpleasant weather in many locations. However, there are plenty of positives to buying a home during...More >>
    Moving during the holidays can be a headache with all the seasonal activities and obligations – not to mention unpleasant weather in many locations. However, there are plenty of positives to buying a home during the holidays...More >>
  • End Of Year Financial Planning

    End Of Year Financial Planning

    For many people, the end of the year represents a hectic time, and the last thing anyone wants to do is add to an already full plate. However, building the following financial moves into your fourth- quarter...More >>
    For many people, the end of the year represents a hectic time, and the last thing anyone wants to do is add to an already full plate. However, building the following financial moves into your fourth- quarter routine can...More >>
  • 9 Scams To Watch Out For This Holiday Season

    9 Scams To Watch Out For This Holiday Season

    Holidays are supposed to be a joyous time – but scammers can replace the joy of the season with the headaches of fraud. Help yourself and take some simple precautions to keep the Grinches out of your bank accounts...More >>
    Holidays are supposed to be a joyous time – but scammers can replace the joy of the season with the headaches of fraud. Help yourself and take some simple precautions to keep the Grinches out of your bank accounts during the...More >>
  • Charity Facts and Figures

    Charity Facts and Figures

    You know about Black Friday and Cyber Monday – but are you aware of Giving Tuesday? Giving Tuesday is a recent invention – so recent, it is often preceded with a hashtag. It was started in 2012 on the first Tuesday...More >>
    You know about Black Friday and Cyber Monday – but are you aware of Giving Tuesday? Giving Tuesday is a recent invention – so recent, it is often preceded with a hashtag. It was started in 2012 on the first Tuesday after...More >>
  • Holiday Bonuses 101

    Holiday Bonuses 101

    If you received a holiday bonus this year, congratulations! A 2017 survey by Accounting Principals, found that 63% of the surveyed companies plan to give out a year-end monetary bonus or gift this year based on...More >>
    If you received a holiday bonus this year, congratulations! A 2017 survey by Accounting Principals, found that 63% of the surveyed companies plan to give out a year-end monetary bonus or gift this year based on company,...More >>
  • Best Days Of The Week To Shop To Save

    Best Days Of The Week To Shop To Save

    Here's your shopping list for the week. Monday is sunscreen, beauty products, ice cream, and beer – unless you like craft beer, in which case you should wait until Thursday. Tuesday is for wine, unless you...More >>
    Here's your shopping list for the week. Monday is sunscreen, beauty products, ice cream, and beer – unless you like craft beer, in which case you should wait until Thursday. Tuesday is for wine, unless you prefer rosé,...More >>
  • Use Your Health Insurance Before Year's End

    Use Your Health Insurance Before Year's End

    The end of the year is full of activities. Family, school, and work obligations can keep you running constantly, without the time to consider other important things – such as whether you have used all of the health...More >>
    The end of the year is full of activities. Family, school, and work obligations can keep you running constantly, without the time to consider other important things – such as whether you have used all of the health care and...More >>
  • 5 Black Friday Shopping Tips

    5 Black Friday Shopping Tips

    Black Friday, this year on November 24, offers some of the lowest prices of the year on many consumer goods including TVs, other electronics and toys. Savvy shoppers save hundreds or even thousands of dollars on...More >>
    Black Friday, this year on November 24, offers some of the lowest prices of the year on many consumer goods including TVs, other electronics and toys. Savvy shoppers save hundreds or even thousands of dollars on this single...More >>
  • How To Get A Tax Credit For Your Mortgage

    How To Get A Tax Credit For Your Mortgage

    If you are attempting to buy a home on a low or intermediate income, you need every bit of help that you can get. Mortgage credit certificates are one of the lesser-known ways that the federal government can help. ...More >>
    If you are attempting to buy a home on a low or intermediate income, you need every bit of help that you can get. Mortgage credit certificates are one of the lesser-known ways that the federal government can help. A...More >>
  • Black Friday Predictions

    Black Friday Predictions

    November 24, 2017, aka Black Friday, is rapidly approaching. Are you ready? Do you have your camping gear and comfortable shoes at the ready? How about elbow pads and shin guards? Maybe you are doing finger...More >>
    November 24, 2017, aka Black Friday, is rapidly approaching. Are you ready? Do you have your camping gear and comfortable shoes at the ready? How about elbow pads and shin guards? Maybe you are doing finger exercises for all...More >>
  • Making Sense Of Online Stock Tips

    Making Sense Of Online Stock Tips

    If you dabble in online investing, you have certainly been deluged by emailed offers of investing advice and "hot stock tips". Undoubtedly, some good stock tips are out there, as well as a whole host of...More >>
    If you dabble in online investing, you have certainly been deluged by emailed offers of investing advice and "hot stock tips". Undoubtedly, some good stock tips are out there, as well as a whole host of questionable ones and...More >>
  • Municipal Bond Investing Strategies

    Municipal Bond Investing Strategies

    Municipal bonds have long been a popular fixed-income investment option. They are issued by state and local governments and their agencies to raise money for public projects like schools, hospitals, roads and...More >>
    Municipal bonds have long been a popular fixed-income investment option. They are issued by state and local governments and their agencies to raise money for public projects like schools, hospitals, roads and bridges. The...More >>
  • Voice Payments 101

    Voice Payments 101

    Have you ever made payments only using your voice? Most people have at least given their credit card number out over the phone or have used automated phone payment menus – although the latter often leaves people...More >>
    Have you ever made payments only using your voice? Most people have at least given their credit card number out over the phone or have used automated phone payment menus – although the latter often leaves people shouting...More >>
  • Homeowners' Mobility At 30-Year Low

    Homeowners' Mobility At 30-Year Low

    Should I stay or should I go? With apologies to The Clash, that's the question many homeowners are asking themselves. Does it make more sense to renovate your current home, or should you look for a home that is...More >>
    Should I stay or should I go? With apologies to The Clash, that's the question many homeowners are asking themselves. Does it make more sense to renovate your current home, or should you look for a home that is a better...More >>
  • 7 Tips For Cyber Monday Shopping

    7 Tips For Cyber Monday Shopping

    Do you like the idea of good deals but not the idea of standing outside the mall in a three-point stance waiting for the doors to open for pre-dawn Black Friday savings? Then Cyber Monday which will be held on...More >>
    Do you like the idea of good deals but not the idea of standing outside the mall in a three-point stance waiting for the doors to open for pre-dawn Black Friday savings? Then Cyber Monday which will be held on November...More >>
  • Spooky Spending This Halloween

    Spooky Spending This Halloween

    Do Americans spend more on Halloween costumes for kids or adults? Check out our infographic on Halloween's spooky spending above. You may be surprised. Also shocking is the $440 million we spend dressing up our...More >>
    Do Americans spend more on Halloween costumes for kids or adults? Check out our infographic on Halloween's spooky spending above. You may be surprised. Also shocking is the $440 million we spend dressing up our pets!...More >>
  • A Lot To Be Thankful For

    A Lot To Be Thankful For

    Our 24-hour news cycle may seem to bring us nothing but an endless series of conflicts and depressing news – but it doesn't have to be that way. Good news is available if you are willing to dig for it and look...More >>
    Our 24-hour news cycle may seem to bring us nothing but an endless series of conflicts and depressing news – but it doesn't have to be that way. Good news is available if you are willing to dig for it and look at things...More >>
  • Land a Holiday Job

    Land a Holiday Job

    Are you entering the holiday season short of cash? You may want to consider a seasonal job. Once Halloween passes and cold weather sets in throughout the country, demand increases for temporary workers to fill in...More >>
    Are you entering the holiday season short of cash? You may want to consider a seasonal job. Once Halloween passes and cold weather sets in throughout the country, demand increases for temporary workers to fill in during the...More >>
  • Top 5 Ways to Save at Thanksgiving

    Top 5 Ways to Save at Thanksgiving

    Thanksgiving is a time to relax and enjoy a nice dinner with your loved ones. You don’t want to spend it stressing over the Thanksgiving budget; you want to spend it having an enjoyable day with friends and...More >>
    Thanksgiving is a time to relax and enjoy a nice dinner with your loved ones. You don’t want to spend it stressing over the Thanksgiving budget; you want to spend it having an enjoyable day with friends and relatives, and...More >>
  • More Than Half Of Us Have Seen Friendships End Over A Loan

    More Than Half Of Us Have Seen Friendships End Over A Loan

    What's one of the easiest ways to end a friendship? Loan your friend a significant amount of money. According to a recent survey from Bank of America, money was the fourth greatest cause of stress in a...More >>
    What's one of the easiest ways to end a friendship? Loan your friend a significant amount of money. According to a recent survey from Bank of America, money was the fourth greatest cause of stress in a friendship, behind...More >>
  • Should Retailers Stay Open on Thanksgiving?

    Should Retailers Stay Open on Thanksgiving?

    For some holiday shoppers, bargain hunting is a competition and Black Friday is the Super Bowl. All the preparation throughout the year goes into a few frenzied hours that determine winners and losers. Did you get...More >>
    For some holiday shoppers, bargain hunting is a competition and Black Friday is the Super Bowl. All the preparation throughout the year goes into a few frenzied hours that determine winners and losers. Did you get that 50"...More >>
  • 9 Holiday Shopping Tips

    9 Holiday Shopping Tips

    What brightens up your holiday shopping season? You may prefer a quiet Christmas season at home, large family gatherings at the home of the relative who drew the short straw, or hand-to-hand combat on Black Friday...More >>
    What brightens up your holiday shopping season? You may prefer a quiet Christmas season at home, large family gatherings at the home of the relative who drew the short straw, or hand-to-hand combat on Black Friday at the...More >>
  • The Trump Bump and Housing

    The Trump Bump and Housing

    Stocks Outpace Housing Few can argue that the stock market has experienced great growth under President Trump. The "Trump Bump" consists of an approximate 20% increase in both the Dow Jones and S&P 500 during...More >>
    Stocks Outpace Housing Few can argue that the stock market has experienced great growth under President Trump. The "Trump Bump" consists of an approximate 20% increase in both the Dow Jones and S&P 500 during the...More >>
  • More Protection for the Military

    More Protection for the Military

    If you are one of the brave men and women serving our country in uniform, you face enough dangers. You do not need anyone attempting to take financial advantage of you by capitalizing on the unique challenges of...More >>
    If you are one of the brave men and women serving our country in uniform, you face enough dangers. You do not need anyone attempting to take financial advantage of you by capitalizing on the unique challenges of military...More >>
  • Scary Financial Facts

    Scary Financial Facts

    It's that time of year when the leaves change colors, pumpkin flavoring is crammed into everything imaginable (who needs Eye Drops with Pumpkin Spice?), and scary things come out on Halloween – but will you...More >>
    It's that time of year when the leaves change colors, pumpkin flavoring is crammed into everything imaginable (who needs Eye Drops with Pumpkin Spice?), and scary things come out on Halloween – but will you open your...More >>
  • Changes In Social Security

    Changes In Social Security

    Every October, the Social Security Administration (SSA) announces adjustments that are made to the Social Security program for the upcoming year. What effect will these changes for 2018 have on you? More Money for...More >>
    Every October, the Social Security Administration (SSA) announces adjustments that are made to the Social Security program for the upcoming year. What effect will these changes for 2018 have on you? More Money for...More >>
  • Hack Your Way To A Better Credit Score In 30 Days

    Hack Your Way To A Better Credit Score In 30 Days

    Credit scores are somewhat like IRS tax codes: we know they're important; few folks fully understand them; and failing to successfully deal with either can cost you a lot of money. While most of the factors...More >>
    Credit scores are somewhat like IRS tax codes: we know they're important; few folks fully understand them; and failing to successfully deal with either can cost you a lot of money. While most of the factors determining...More >>
  • When Your Credit Card APR Doesn't Matter

    When Your Credit Card APR Doesn't Matter

    Borrowing with a credit card can be expensive if you're not careful. Some cards impose interest with an Annual Percentage Rate (APR) upwards of 30% a year. If you use credit cards responsibly, however, you can...More >>
    Borrowing with a credit card can be expensive if you're not careful. Some cards impose interest with an Annual Percentage Rate (APR) upwards of 30% a year. If you use credit cards responsibly, however, you can take...More >>
  • The GOP Tax Plan: How Will You Fare?

    The GOP Tax Plan: How Will You Fare?

    Cut, Cut, Cut After a short delay and with significant fanfare, the House of Representatives released the Republican tax reform plan last Thursday. The Tax Cuts and Jobs Act – or, if you prefer the Trumpian term,...More >>
    Cut, Cut, Cut After a short delay and with significant fanfare, the House of Representatives released the Republican tax reform plan last Thursday. The Tax Cuts and Jobs Act – or, if you prefer the Trumpian term, the "Cut...More >>
  • Get Ready For Tax Season!

    Get Ready For Tax Season!

    Fall is here. It's time for thinking about cooler weather, Thanksgiving, falling leaves – and taxes? While Congress debates changes to our tax codes, a few hours spent on your taxes now can produce benefits in...More >>
    Fall is here. It's time for thinking about cooler weather, Thanksgiving, falling leaves – and taxes? While Congress debates changes to our tax codes, a few hours spent on your taxes now can produce benefits in April with...More >>
  • Can I Buy Life Insurance On Sale?

    Can I Buy Life Insurance On Sale?

    Everywhere you look, you see announcements, signs, banners, and flashing lights promoting a momentary lowering of the cost for just about everything. Everything, except for life insurance, that is. As I was...More >>
    Everywhere you look, you see announcements, signs, banners, and flashing lights promoting a momentary lowering of the cost for just about everything. Everything, except for life insurance, that is. As I was researching this...More >>
  • The Future Of Healthcare

    The Future Of Healthcare

    Successful retirement planning requires a good understanding of what you want to do in retirement and a reasonable estimate of your expected expenses. Once you have a grasp of your likely retirement costs, you know...More >>
    Successful retirement planning requires a good understanding of what you want to do in retirement and a reasonable estimate of your expected expenses. Once you have a grasp of your likely retirement costs, you know...More >>
  • The Best Time Of The Year To Rent

    The Best Time Of The Year To Rent

    What's the best time of the year to rent a home? That depends on what factors are important to you, and how much time you have to act. People don't always have the luxury of taking their time in renting a...

    More >>

    What's the best time of the year to rent a home? That depends on what factors are important to you, and how much time you have to act. People don't always have the luxury of taking their time in renting a house or...

    More >>
  • New Student Loan Debt Survey

    New Student Loan Debt Survey

    College may be expensive, but a college degree allows you to recoup your investment by landing a higher-paying job that allows you to pay back your loans in a timely fashion... or does it? The skyrocketing costs of...More >>
    College may be expensive, but a college degree allows you to recoup your investment by landing a higher-paying job that allows you to pay back your loans in a timely fashion... or does it? The skyrocketing costs of college...More >>
  • Gap Between Rich and Poor Keeps Growing

    Gap Between Rich and Poor Keeps Growing

    As the old saying goes, do the rich really get richer while the poor get poorer? Recent data from the Federal Reserve shows that at least half of that statement is true for U.S. households. The latest Survey of...More >>
    As the old saying goes, do the rich really get richer while the poor get poorer? Recent data from the Federal Reserve shows that at least half of that statement is true for U.S. households. The latest Survey of Consumer...More >>
  • New Home Sales: A Pleasant Surprise

    New Home Sales: A Pleasant Surprise

    An Unexpected Increase The housing market received an unexpected surprise as new home sales rose to an annually adjusted rate of 667,000 homes in September 2017, far exceeding the slight decline predicted by...More >>
    An Unexpected Increase The housing market received an unexpected surprise as new home sales rose to an annually adjusted rate of 667,000 homes in September 2017, far exceeding the slight decline predicted by experts....More >>
  • Protect Yourself With Virtual Credit Cards And Debit Cards

    Protect Yourself With Virtual Credit Cards And Debit Cards

    It seems like every time you turn around, there's news of a new data breach – and the breaches continue to get larger with time. When breaches reach the level of affecting millions and even billions of...More >>
    It seems like every time you turn around, there's news of a new data breach – and the breaches continue to get larger with time. When breaches reach the level of affecting millions and even billions of accounts, it's...More >>
  • Middle Class Income At Record High

    Middle Class Income At Record High

    Given all the talk from politicians about helping the overburdened middle class, one would think that middle-class Americans are in dire financial straits. If so, it's not for a lack of income. Data from the...More >>
    Given all the talk from politicians about helping the overburdened middle class, one would think that middle-class Americans are in dire financial straits. If so, it's not for a lack of income. Data from the Census...More >>
  • New Payday Loan Rules

    New Payday Loan Rules

    Where do lower-income Americans turn when faced with immediate bills and no money with which to pay them? Most turn to the payday loan industry, which offers short-term loans in exchange for fees and high interest...More >>
    Where do lower-income Americans turn when faced with immediate bills and no money with which to pay them? Most turn to the payday loan industry, which offers short-term loans in exchange for fees and high interest rates....More >>
  • How To Accomplish A Financial Resolution By Year's End

    How To Accomplish A Financial Resolution By Year's End

    As we turn another page in the calendar, we are excited for the holiday season, but sad that 2017 is coming to a close. Were there personal finance items you wanted to complete this year? Maybe you still have some...More >>
    As we turn another page in the calendar, we are excited for the holiday season, but sad that 2017 is coming to a close. Were there personal finance items you wanted to complete this year? Maybe you still have some of your...More >>
  • Housing Market Warning Signs

    Housing Market Warning Signs

    Did you ever marvel at something from a distance, only to find fundamental flaws upon closer inspection? Today's housing market could fit that description. On the macro scale, the market appears to be in a...More >>
    Did you ever marvel at something from a distance, only to find fundamental flaws upon closer inspection? Today's housing market could fit that description. On the macro scale, the market appears to be in a good place....More >>
  • 43% Of Americans Have Trouble Making Ends Meet

    43% Of Americans Have Trouble Making Ends Meet

    Do daily finances give you daily heartburn? You aren't alone. According to a new survey by the Consumer Financial Protection Bureau (CFPB), 43% of Americans have trouble making ends meet. One-third of survey...More >>
    Do daily finances give you daily heartburn? You aren't alone. According to a new survey by the Consumer Financial Protection Bureau (CFPB), 43% of Americans have trouble making ends meet. One-third of survey respondents...More >>
  • Protect Your Wireless Connections From A KRACK Attack

    Protect Your Wireless Connections From A KRACK Attack

    Beware of KRACK KRACK Attack? Is that the name of a new video game, dance craze, or rock band? Unfortunately, it's none of those things – it's the acronym for a new path identity thieves have to steal your...More >>
    Beware of KRACK KRACK Attack? Is that the name of a new video game, dance craze, or rock band? Unfortunately, it's none of those things – it's the acronym for a new path identity thieves have to steal your personal...More >>
  • What Happens When You Apply For An Auto Loan?

    What Happens When You Apply For An Auto Loan?

    Your car served you well for many years, but now you've decided it's time for a new one. After doing suitable research, you've found the car of your dreams at a local dealership. Now all that's left...More >>
    Your car served you well for many years, but now you've decided it's time for a new one. After doing suitable research, you've found the car of your dreams at a local dealership. Now all that's left to do is...More >>
  • Check Your Bank Statements

    Check Your Bank Statements

    Automatic payments from your bank account can be a great convenience, but they can also be a source of problems if you don't pay attention. Do you check your payments on every bank statement? If not, you may be...More >>
    Automatic payments from your bank account can be a great convenience, but they can also be a source of problems if you don't pay attention. Do you check your payments on every bank statement? If not, you may be paying...More >>
  • 6 Situations Where A Personal Loan May Be Better Than A Credit Card

    6 Situations Where A Personal Loan May Be Better Than A Credit Card

    When you have a relatively large expense that you can't cover with cash on hand, you generally have two choices to consider: revolving debt such as a credit card, or installment debt such as a personal loan....More >>
    When you have a relatively large expense that you can't cover with cash on hand, you generally have two choices to consider: revolving debt such as a credit card, or installment debt such as a personal loan. Which option...More >>
  • How To Cut Your Homeowner's Insurance Bill

    How To Cut Your Homeowner's Insurance Bill

    Did you quit smoking last year? Move into a gated community? Do you live within five miles of the nearest fire station? These factors – and many others – make you a safer bet for your homeowner's insurer,...More >>
    Did you quit smoking last year? Move into a gated community? Do you live within five miles of the nearest fire station? These factors – and many others – make you a safer bet for your homeowner's insurer, which means...More >>
  • U.S. Has Second-Most Competitive Economy

    U.S. Has Second-Most Competitive Economy

    America's political leaders frequently talk about the need to stimulate economic growth, citing multiple reasons why growth has eluded us. Typical examples include unfair competition from other countries,...More >>
    America's political leaders frequently talk about the need to stimulate economic growth, citing multiple reasons why growth has eluded us. Typical examples include unfair competition from other countries, regulatory...More >>
  • 6 Steps To Take When Your Car Is Repossessed

    6 Steps To Take When Your Car Is Repossessed

    "Dude, Where's My Car?" may be the name of a lame Ashton Kutcher movie, but it could also be your response as you realize that your car has been repossessed. Just like a home, a car is not yours until it is...More >>
    "Dude, Where's My Car?" may be the name of a lame Ashton Kutcher movie, but it could also be your response as you realize that your car has been repossessed. Just like a home, a car is not yours until it is fully paid...More >>
  • Keeping Up with the Kardashians and Their Net Worth

    Keeping Up with the Kardashians and Their Net Worth

    The Kardashians have been flaunting their wealth for a decade on their reality TV show Keeping Up with the Kardashians, but just how rich are they? How did they acquire their wealth? It's not just TV money; the...More >>
    The Kardashians have been flaunting their wealth for a decade on their reality TV show Keeping Up with the Kardashians, but just how rich are they? How did they acquire their wealth? It's not just TV money; the...More >>
  • Crackdown on Student Loan Scams

    Crackdown on Student Loan Scams

    A Burden for You, An Opportunity for Scammers Educational debt has reached levels that are hard for the average American to fathom. By some estimates, outstanding student loans have reached a whopping $1.45...More >>
    A Burden for You, An Opportunity for Scammers Educational debt has reached levels that are hard for the average American to fathom. By some estimates, outstanding student loans have reached a whopping $1.45 trillion...More >>
  • Millennial Money Regrets

    Millennial Money Regrets

    What spending did you regret today? Going to the movie theater to see a new first-run flick? Buying plane tickets for an upcoming vacation? Splurging on a latte? Buying day-old sushi at the convenience store? ...More >>
    What spending did you regret today? Going to the movie theater to see a new first-run flick? Buying plane tickets for an upcoming vacation? Splurging on a latte? Buying day-old sushi at the convenience store? We're...More >>
  • 5 Ways Your Home Insurance Should Be Ready For Halloween

    5 Ways Your Home Insurance Should Be Ready For Halloween

    On Halloween, we all enjoy handing out treats to the little monsters that arrive at our door asking for candy. Unfortunately, some of us have to deal with damage created by larger monsters that arrive at our door...More >>
    On Halloween, we all enjoy handing out treats to the little monsters that arrive at our door asking for candy. Unfortunately, some of us have to deal with damage created by larger monsters that arrive at our door asking for...More >>
  • Get Smart About Credit Day is October 19

    Get Smart About Credit Day is October 19

    You learned a lot at school. But did your teachers or professors educate you on how to use credit, protect your identity, or maintain a good credit score? Sadly, personal finance education does not rank up there...More >>
    You learned a lot at school. But did your teachers or professors educate you on how to use credit, protect your identity, or maintain a good credit score? Sadly, personal finance education does not rank up there with...More >>
  • Half Of Us Won't Share ID Info With Stores No Matter What Discount Is Offered

    Half Of Us Won't Share ID Info With Stores No Matter What Discount Is Offered

    Have you started your holiday shopping already? If so, you aren't alone. The 2017 holiday shopping survey from BestBlackFriday.com shows that over one-quarter of Americans started their holiday shopping in...More >>
    Have you started your holiday shopping already? If so, you aren't alone. The 2017 holiday shopping survey from BestBlackFriday.com shows that over one-quarter of Americans started their holiday shopping in September or...More >>
  • Top Seven Ways to Save on Halloween

    Top Seven Ways to Save on Halloween

    To some of us, Halloween is an enjoyable time to dress up our children and/or ourselves, carve scary pumpkins, decorate our home with spooky effects, gorge on treats, and spend the next morning jogging off a candy...More >>
    To some of us, Halloween is an enjoyable time to dress up our children and/or ourselves, carve scary pumpkins, decorate our home with spooky effects, gorge on treats, and spend the next morning jogging off a candy binge. To...More >>
  • Generation-Skipping Transfer Tax 101

    Generation-Skipping Transfer Tax 101

    The tax reform framework recently released by the Trump Administration repeals both the generation-skipping transfer tax and the estate tax. While most of us are familiar with the latter, we want to introduce you...More >>
    The tax reform framework recently released by the Trump Administration repeals both the generation-skipping transfer tax and the estate tax. While most of us are familiar with the latter, we want to introduce you to the...More >>
  • 7 Mistakes to Avoid After Mortgage Pre-Approval

    7 Mistakes to Avoid After Mortgage Pre-Approval

    Congratulations! You've been pre-approved for a mortgage loan on your dream home. You made it past many hurdles, but be careful – you haven't completed the race just yet. The wrong actions after your...More >>
    Congratulations! You've been pre-approved for a mortgage loan on your dream home. You made it past many hurdles, but be careful – you haven't completed the race just yet. The wrong actions after your pre-approval...More >>
  • 5 Reasons Not To Pay Off Student Loans Early

    5 Reasons Not To Pay Off Student Loans Early

    You've invested a lot of time and money into your education. We hope that your education has turned into a job that provides a decent income and the ability to pay back your student loans early – but should you...More >>
    You've invested a lot of time and money into your education. We hope that your education has turned into a job that provides a decent income and the ability to pay back your student loans early – but should you pay off...More >>
  • Today's Headlines: Tax Extension Filing Deadline Looms: Are You Ready?

    Today's Headlines: Tax Extension Filing Deadline Looms: Are You Ready?

    Time's Running Out If you received an extension of time to file your taxes this year, hopefully you made good use of it – because the due date is fast approaching. Monday, October 16, is the filing deadline. ...More >>
    Time's Running Out If you received an extension of time to file your taxes this year, hopefully you made good use of it – because the due date is fast approaching. Monday, October 16, is the filing deadline. Did you...More >>
  • The Massive US Debt As Charity Case

    The Massive US Debt As Charity Case

    Every year, you do your part to fund America's government by paying your taxes – but have you ever felt compelled to pay a little extra to the government? After all, our national debt has topped $20 trillion,...More >>
    Every year, you do your part to fund America's government by paying your taxes – but have you ever felt compelled to pay a little extra to the government? After all, our national debt has topped $20 trillion, or almost...More >>
  • Getting A Mortgage In Your Fifties

    Getting A Mortgage In Your Fifties

    Life insurance customers have to consider what will happen after they die. But what about mortgage shoppers? MoneyTips member Lynn broke some new ground when she asked our community whether, as a fifty-year-old,...More >>
    Life insurance customers have to consider what will happen after they die. But what about mortgage shoppers? MoneyTips member Lynn broke some new ground when she asked our community whether, as a fifty-year-old, she should...More >>
  • Free Look Period 101

    Free Look Period 101

    Have you ever purchased a product, decided after a few days that you didn't like it, and promptly returned it? Most of us have – but did you know that you could essentially do the same thing with most life...More >>
    Have you ever purchased a product, decided after a few days that you didn't like it, and promptly returned it? Most of us have – but did you know that you could essentially do the same thing with most life insurance...More >>
  • Are you a 401(k) saver?

    Are you a 401(k) saver?

    Are you among the nearly 50% of Americans who have access to a 401(k) program but don't contribute to it? If so, what's keeping you from utilizing this valuable savings tool? According to a new survey from...More >>
    Are you among the nearly 50% of Americans who have access to a 401(k) program but don't contribute to it? If so, what's keeping you from utilizing this valuable savings tool? According to a new survey from Schwab...More >>
  • 4 Ways Remarriage Affects Social Security Benefits

    4 Ways Remarriage Affects Social Security Benefits

    If you're planning a second march down the aisle, besides the bridal gown color and the honeymoon, you also need to address how your remarriage will affect your Social Security benefits. Allow us to present...More >>
    If you're planning a second march down the aisle, besides the bridal gown color and the honeymoon, you also need to address how your remarriage will affect your Social Security benefits. Allow us to present four...More >>
  • Simple Equifax Data Breach Quiz

    Simple Equifax Data Breach Quiz

    How well do you know what happened during the recent Equifax data breach? Take this simple quiz to find out. Then learn what you can to do to protect yourself. 1.The software patch apparently needed to prevent the...More >>
    How well do you know what happened during the recent Equifax data breach? Take this simple quiz to find out. Then learn what you can to do to protect yourself. 1.The software patch apparently needed to prevent the massive...More >>
  • Act Now to Save on Holiday Gifts

    Act Now to Save on Holiday Gifts

    It may be annoying to see Christmas displays in stores before Halloween, but that does not mean that early shopping for Christmas presents is a bad idea. On the contrary — there are several advantages to doing your...More >>
    It may be annoying to see Christmas displays in stores before Halloween, but that does not mean that early shopping for Christmas presents is a bad idea. On the contrary — there are several advantages to doing your holiday...More >>
Powered by Frankly